A man walks into a bank and says he wants to borrow
$500 for six months. The loan officer asks him what
kind of collateral he has. The man says “I’ve got a
Rolls Royce — keep it until the loan is paid off and
here are the keys.”

Six months later the man comes into the bank, pays
back the $500 loan, plus $25 interest, and regains
possession of the Rolls Royce.

The loan officer asks him, “Sir, if I may ask, why
would a man who drives a Rolls Royce need to borrow
five-hundred dollars?”

The man answers, “I had to go to Europe for six months,
and where else could I store a Rolls Royce for that
long for twenty-five dollars?”